A chief strategist (CSO) is a C-level executive responsible for helping to formulate, facilitate, and communicate an organization’s strategic initiatives and future goals. They work closely with the CEO and other senior executives to develop a clear vision for the company and a plan to achieve it. The CSO’s responsibilities typically include: Developing the company’s […]

Technology and innovation are two closely related concepts that are often used interchangeably. However, there is a subtle difference between the two. 1) Technology is the application of scientific knowledge for practical purposes. It is the process of creating new products or services that use scientific knowledge. 2) Innovation is the process of introducing new […]

Finance is the study of money, currency, and capital assets. It is related to, but not synonymous with economics, which is the study of production, distribution, and consumption of money, assets, goods and services (the discipline of financial economics bridges the two). Finance activities take place in financial systems at various scopes, thus the field […]

NPA stands for non-performing asset. In the context of banking, an NPA is a loan or advance that has been overdue for more than 90 days. This means that the borrower has not made any payments on the loan for more than 3 months.